Compare personal loans and apply.
Compare personal loans from 20+ lenders: see which will actually say yes, and your exact EMI, before you apply.
20+ lending partners · both credit bureaus · one screen
Compare personal loans for every need.
Tap one. We set the amount and show the best personal loan offers for it, with the monthly cost.
Indicative, over 36 months at our lowest panel rate.
What will it actually cost you?
Move the sliders on the personal loan EMI calculator. Every lender's EMI updates as you go.
Indicative. Your real offer needs one soft credit check.
Three steps. No sales call at the end.
Tell us about you
Income, job, city, PAN. Soft check, so your credit score does not move.
See your real offers
Every lender that will say yes, with the real rate, the real EMI and the real fee.
Money in your account
Most lenders disburse in 24–72 hours, straight to your bank. Never through us.
Numbers we show the working for.
As on 31 July 2026, restated every quarter. Including the ones most platforms leave out.
Same lenders. A very different screen.
A typical personal loan comparison site shows you rates. Zavo lets you compare personal loans on whether you will actually get one.
Your data does less travelling than you think.
People who got a yes.
My Axis Bank EMI was due the same week my salary got delayed. I paid part first through Zavo and cleared the rest later. No bounce. No penalty. That one month could’ve damaged everything.
Rahul SharmaI repay my PayRupik loan through Zavo every month. The cashback isn’t huge, but over time it has covered small bills. Paying on time finally feels like progress, not just pressure.
Aman VermaMy ICICI personal loan EMI hit before my salary did. I split the payment through Zavo and avoided a missed month. No collection calls. Just breathing space when I needed it.
Sneha KulkarniShared with permission. Outcomes depend on the lender and your file.
Your credit file, checked while you queue for chai.
Questions people actually ask.
No. We run a soft check, which only you can see. A hard enquiry happens when you actually apply to a lender, and we tell you the likely cost in points before that.
Between ₹50,000 and ₹50,00,000, depending on your income, your existing EMIs and each lender’s policy. We show your real limit per lender rather than a headline maximum nobody gets.
Most lenders on our panel disburse within 24 to 72 hours of final approval. The money goes straight from the lender to your bank account and it never passes through Zavo.
Yes. Comparing the best personal loan offers, the credit score and the calculators are all free with no asterisk. Lenders pay us when someone we send them is funded. You are never charged, including when we fail.
Sometimes. Some lenders on our panel go down to 650. Below that, we will tell you honestly rather than take you through an application that will be declined.
Only when you apply to a specific lender, and only the fields that lender needs. Your credit report is read on our side and is never passed on by itself.
Find your rate before you need it.
PAN, date of birth, one consent. Instant loan approval odds, free, and nobody calls you afterwards.